What is Juuli? Your European payment account, explained
Juuli is a regulated European payment platform that gives you a dedicated IBAN account, a Visa debit card, and the tools to send, receive, and manage money — without needing a traditional bank account.
You use Juuli as a web app in your browser at app.juuli.com — it works on mobile too. There is currently no separate iOS or Android app to download from the App Store or Google Play.
What exactly does Juuli offer?
When you sign up for Juuli, you get access to:
- A dedicated European IBAN in your own name — real, shareable, works with any SEPA sender
- A Visa debit card — virtual (instant) or physical — accepted worldwide
- SEPA transfers across Europe, standard and instant
- SWIFT transfers for international payments to and from 180+ countries (SWIFT — from 1 September 2026)
- Invoicing via Merchant of Record — for Freelancer accounts (create and send invoices without a company)
- A real-time dashboard to track your balance, transactions, and expenses
⏳ SWIFT — from 1 September 2026 — international (SWIFT) transfers are not yet active; they are launching on 1 September 2026. For a SWIFT payment, please contact us at support@juuli.com.
Who uses Juuli?
Juuli is designed for people who earn and spend independently:
| Account type | Best for |
|---|---|
| Freelancer | Independent professionals who invoice clients |
| Sole Trader | Registered individual business owners |
| Company | Incorporated businesses needing a EUR payment account |
| Personal | Individuals wanting a European IBAN for everyday use |
Is Juuli a bank?
No. Juuli is a payment platform, not a bank. E-money and payment services are provided by Stripe Technology Europe, Limited, an Electronic Money Institution (EMI) authorised by the Central Bank of Ireland (firm reference C187865). Juuli is the platform, not the EMI. Your funds are held in safeguarded accounts.
Related: Is Juuli a bank? No — and here's why that's actually better
How do I get started?
- Create your account at app.juuli.com — takes about 3 minutes
- Complete identity verification (KYC)
- Get your IBAN and virtual Visa card immediately after approval
- Fund your account and start using it
No setup fees. No paperwork. No company required.
Still have questions? Email our support team at support@juuli.com — we're here to help.