What is Juuli? Your European payment account, explained
Juuli is a regulated European payment platform that gives you a dedicated IBAN account, a Visa debit card, and the tools to send, receive, and manage money — without needing a traditional bank account.
What exactly does Juuli offer?
When you sign up for Juuli, you get access to:
- A dedicated European IBAN in your own name — real, shareable, works with any SEPA sender
- A Visa debit card — virtual (instant) or physical — accepted worldwide
- SEPA transfers across Europe, standard and instant
- SWIFT transfers for international payments to and from 180+ countries
- Invoicing via Merchant of Record — for Freelancer accounts (create and send invoices without a company)
- A real-time dashboard to track your balance, transactions, and expenses
Who uses Juuli?
Juuli is designed for people who earn and spend independently:
| Account type | Best for |
|---|---|
| Freelancer | Independent professionals who invoice clients |
| Sole Trader | Registered individual business owners |
| Company | Incorporated businesses needing a EUR payment account |
| Personal | Individuals wanting a European IBAN for everyday use |
Is Juuli a bank?
No. Juuli is a payment platform, not a bank. E-money and payment services are provided by a licensed Electronic Money Institution (EMI) operating under EU regulation. Your funds are held in safeguarded accounts. → [Read more: Is Juuli a bank?]
How do I get started?
- Create your account at app.juuli.com — takes about 3 minutes
- Complete identity verification (KYC)
- Get your IBAN and virtual Visa card immediately after approval
- Fund your account and start using it
No setup fees. No paperwork. No company required.
Still have questions? Contact our support team anytime by email — we're here to help.