Juuli Freemium vs Pro vs Max — which plan is worth it?

Juuli has three plans. Here's an honest breakdown of who each one is for — so you can pick the right one without overthinking it.

The short version

Freemium

Pro

Max

Monthly fee

€0

€19

€29

SEPA incoming

0.50%

Free

Free

SEPA outgoing

0.50%

€2

€0.50

SWIFT incoming

1%

Free

Free

SWIFT outgoing

€25 + 1%

€25

€10

Free SEPA transfers/month

0

10

30

Virtual cards

1 free

5 free

15 free

Physical card

1 free

3 free

Cashback campaigns

Support level

Email

Personal Account Manager

Dedicated Account Manager

SWIFT coming soon — international (SWIFT) transfers are not yet active on Juuli. For a SWIFT payment, please contact us at support@juuli.com.

Freemium — best for getting started

Free forever. You get a real IBAN, a virtual Visa card, and SEPA access (SWIFT coming soon). Transfer fees apply as a percentage. If you're just starting out or testing Juuli, this is the right place to begin. Upgrade any time — no penalty.

Pro — best for active freelancers and sole traders

At €19/month, Pro pays for itself if you receive more than €3,800/month (since SEPA incoming becomes free vs 0.50% on Freemium). You also get 10 free outgoing SEPA transfers, a physical card, and a Personal Account Manager. Most regular Juuli users are on Pro.

Max — best for high-volume users

At €29/month, Max makes sense if you're sending and receiving regularly at volume. 30 free SEPA transfers, dramatically lower SWIFT outgoing fees (€10 vs €25), and a Dedicated Account Manager.

How to decide

  • Occasional use or testing the platform → Freemium
  • Regular freelance income, mostly SEPA → Pro
  • High volume, frequent SWIFT, or multiple cards needed → Max

Can I change plans later? Yes — upgrade or downgrade any time, no penalty.

Related: How to upgrade or downgrade your Juuli plan

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