How to receive an international (SWIFT) payment to your Juuli account

From 1 September 2026 — SWIFT (international) transfers are not yet active; they are launching on 1 September 2026. This article explains how they will work once available. In the meantime, if you need to send or receive an international payment, please contact us at support@juuli.com.

What a SWIFT payment is

SWIFT is the network used for international payments that travel outside the SEPA (euro) area — for example, a payment sent to you in US dollars, British pounds, or another non-euro currency. When someone abroad pays you, the funds arrive in your Juuli IBAN payment account through this network. Juuli is a regulated platform, not a bank; e-money and payment services are provided by Stripe Technology Europe, Limited, an Electronic Money Institution authorised by the Central Bank of Ireland.

Before you start

  • Your account must be active. Your IBAN payment account becomes available as soon as your identity check (KYC) is approved.
  • SWIFT payments can reach you from a wide range of countries. Juuli supports account holders in the EEA.

Steps to receive a SWIFT payment

  1. Sign in at app.juuli.com and open your account details to find your IBAN and account holder name.
  2. Share these details with the sender, exactly as shown. Make sure the name matches your Juuli account.
  3. Ask the sender to include any reference you need so you can recognise the payment.
  4. Wait for the funds to arrive. International transfers can take longer than local ones — typically a few business days, depending on the sending institution and currency.
  5. Once received, the payment appears in your transaction history and your balance updates automatically.

Fees for incoming SWIFT payments

The fee for receiving a SWIFT payment depends on your plan:

Plan

SWIFT incoming fee

Freemium

1%

Pro

Free

Max

Free

If the payment is sent in a currency other than euro, it is converted to your balance currency with a transparent, competitive FX rate. There is no setup or joining fee on any plan.

Good to know

  • For euro payments within the SEPA area, a regular transfer is faster and may carry a lower fee.
  • Always double-check the IBAN and name before sharing them. Juuli will never ask you for your password or a 2FA code.

Related: How to receive a SEPA payment to your Juuli account

Still have questions? Email our support team at support@juuli.com and we will be happy to help.

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