Who regulates Juuli and how is it licensed?

Juuli is a regulated platform built for freelancers and businesses. We want you to feel confident about who stands behind your money, so here is a clear, plain-language overview of how the regulated services behind Juuli are licensed — and how Juuli fits in.

Is Juuli a bank?

No — and that is an important distinction. Juuli is not a deposit-taking institution. Instead, Juuli is a regulated platform that delivers payment and e-money services to you, in partnership with a licensed e-money institution. This means your funds are handled under a formal regulatory framework, not held the way a traditional deposit would be.

Who provides the regulated services?

The underlying e-money and payment services available through Juuli — including your payment account, IBAN, and balance — are provided by Stripe Technology Europe, Limited, an authorised Electronic Money Institution (EMI).

Regulator: Stripe Technology Europe, Limited is authorised and regulated by the Central Bank of Ireland.
Firm reference number: C187865.
What this means for you: the EMI operates under EU rules designed to protect customer funds and ensure responsible handling of your money.

Juuli builds the experience, tools, and account features you use every day, while the regulated financial services run on this authorised infrastructure.

The Stripe agreements that apply

Because the regulated services are provided by Stripe Technology Europe, Limited, your account is also governed by Stripe’s own agreements:

Stripe Services Agreement
Stripe Financial Services Terms
Stripe Treasury for Platforms — Connected Accounts (your account and balance)
Stripe Issuing Services — Accountholder (UK & EEA) (your Visa card)

Where is Juuli available?

Juuli is available to customers across the European Economic Area (EEA) and the United Kingdom. Our service and the supporting regulatory framework are designed for these regions.

How are my funds and identity protected?

Two safeguards work together to keep your account secure and compliant:

Identity checks (KYC): before your account and card go live, we verify your identity. Businesses complete an additional company verification step.
Account security: sensitive actions are protected with a one-time PIN code sent to your registered email address.

These measures are part of operating within a regulated environment and help protect you against fraud and misuse.

In short

Juuli is a regulated platform, not a bank. The financial services you use are provided by Stripe Technology Europe, Limited, an authorised EMI supervised by the Central Bank of Ireland, giving you a clear, accountable framework behind every transaction.

Still have questions? Email our support team at support@juuli.com — we are always happy to help.